Mr. John T. Lotardo is author of numerous articles, columns, and presentations including the popular “Ask the TITLEMAN”™, which is in print throughout the United States. It can be found on his website www.askthetitleman.com as well as other sites throughout the Internet. John participates in television and radio broadcasts, conventions, and seminars as himself but is also known in the Title and Escrow Industry by his superhero name TITLEMAN™. Yes, he does have a cape. [email protected]