John Stensland is a retired Navy Supply Corps Captain. He is a local licensee of American Business Systems, LLC, the nation’s largest network of Independent Medical Reimbursement Specialists. We are healthcare billing professionals who provide real-time, web-based insurance claim processing and comprehensive billing services to the medical industry. We can streamline the receivables process and give the staff more time to devote to patient care, thus increasing the bottom line for the doctor. Our electronic claims filing service offers a cure. We can quickly solve your insurance billing problems by filing your claims electronically. Your overhead will be lower, your cash flow will increase dramatically with payments in 7 to 21 days, and rejected claims will fall to about 2%. Your patients will end up happier because you and your staff will finally have the time and energy to really care for them, not bill collecting. The Patient Payment Plan uses “pre-authorized checking” to insure that all monthly payments are received on time for each patient signed up on the service. Instead of wondering when, or if, your patients are going to send in their payments, you receive a pre-authorized check on time each month for every patient on the program.