Aviva is a Mexico City-based technology startup following a unique approach to unsecured credit for underserved communities. Most of the underbanked 40+ million Mexicans, who are excluded by traditional banks, exploited by informal credit providers, and overlooked by fintech startups’ digital acquisition strategies, live in small and medium-sized towns. Aviva’s physical onboarding kiosks build a bridge to those living in remote communities and provide a documentless 3-minute video onboarding for everyone in need of liquidity. This asset-light acquisition strategy, combined with a superior risk model based on computer vision and natural language processing, will allow Aviva to offer the lowest interest rates available to today’s underserved.