Founded in 2002 by digital payments expert Patricia Carlin, we are a globally recognized and trusted card-not-present virtual payments and risk management firm. With more than 15 years of deep industry knowledge, our team has a strong understanding of the global e-commerce and payments landscape. Regardless of where your company is located, we can manage your global payments and risk management virtually. As your company’s Virtual Payments and Risk Manager, we can oversee your payments systems, solve payment issues, optimize fraud mitigation, implement multi-currency and alternative payment options, manage and develop relationships with key payment providers across cards and other payment types, and/or help your team navigate through various fin tech related transactions. Whether you are a start-up business who needs merchant account guidance or a fast growth technology company who wants an experienced team to investigate new payment solutions and manage your key payment partners, Patricia and her team will build your long-term global payment and risk strategy. Our goal is to build up your team's knowledge of the payments ecosystem. Our payments expertise expands across the globe including US, Europe, and LATAM. Services include: Payments Management: - Develop or improve upon your global payments and risk strategy. - Select and manage new payment providers across all card types. - Develop relationships with key payment service companies - Negotiate merchant contracts to reduce costs and improve terms. - Act as the primary relationship manager with processors globally - Solve current payment issues - Review and implement local and alternative payments that will reduce purchase barriers. Risk and Fraud Mitigation: - Review and implement tools and procedures that will mitigate friendly fraud. - Review current practices that may be impacting your chargebacks ratios. - Introduce emerging risk tools