American Medical Credit works with you to identify affordable and compassionate patient loan programs for out-of-pocket healthcare costs. AMC has developed a new way to assist hospitals and patients in meeting their payment responsibilities for out-of-pocket expenses. Our aim is to benefit both patients and hospitals by alleviating medical debt in ways that make sense for everyone. AMC puts patients in a favorable position to meet their payment responsibility; at the same time, we ensure hospitals avoid adding burdensome patient balances to their books.