WHO WE ARE CreditSmart is a financial services provider focused on assisting consumers with every aspect of credit, debt and financial management within the credit to debt life-cycle. OUR MISSION • Help consumers get smart about their credit, debt and finances • Help consumers get out of bad debt and into good credit or totally debt free • Be a one-stop-shop for all things that will improve consumer cashflow, get rid of bad debt, improve credit scores, develop good credit and financial habits and bring financial relief. • Make available all products, services and tools that will equip consumers to deal with the demand on their disposable income. • Bust the stigma related to debt and the use of credit OUR BELIEFS “In the matters of style, swim with the current; in the matters of principle, stand like a rock” – Thomas Jefferson • We believe it to be our calling to deliver consumers from being enslaved by debt. • We believe it to be our duty to bring relief to tense financial situations caused by poor financial habits and over-indebtedness. • We believe that by fulfilling our calling and honouring our duty we will keep people and families together. • We believe that every interaction with a client, employee and stakeholder should speak of sincerity, loyalty, honesty and integrity. “Belief creates the actual fact” – William James