At Cushion, our goal is to help every customer waste less money, save more, and live a financially healthier life. We plan to arm every consumer with a digital CFO that can manage their finances for them, better than they can. Our first product is tackling bank and credit card fees, a $200-billion problem in the U.S. annually. We leverage artificial intelligence, advanced fee-detection technology, and bank-level security to negotiate with the banks and credit card companies to put money back into people’s accounts—quickly, efficiently, securely, and automatically. Our app supports 15,000 U.S. banks and credit unions, and detects dozens of fees, including overdraft and ATM fees, credit card interest charges, and more. To date, we have gotten our customers more than $12 million in refunds. Cushion is backed by some of the best fintech funds, including Flourish Ventures and Vestigo Ventures, as well as the founders of companies such as NerdWallet, Funding Circle, and Earnest.