By joining together as neighbors, we can change the future of families in need and give their children a fair chance for a life of hope. Your Smith County Habitat is a non-profit organization dedicated to providing low income working families the hope and transforming experience of home ownership. Smith County Habitat for Humanity offers this dream to those who would otherwise not be able to afford a home of their own. The new home owners help to build the house alongside many dedicated volunteers in the community. Habitat sells the house to the home owner at cost and finances the mortgage at zero interest.