At FFP Wealth Management, we provide expert Financial Planning services that cover a wide breadth of personal finance issues. Our plans include a detailed analysis of items such as cash flow, income tax, investments, retirement planning, insurance coverage, and survivor planning. In addition, we also provide more specified planning for items such as Net Unrealized Appreciation of employer stock, mortgage refinance analysis, long-term care planning, strategic charitable donation strategies, and countless others. We do not use boilerplate templates or generic financial planning software. Rather, each plan is designed according to the unique personal circumstances of each client. Our financial plans are not directed towards selling certain annuity products or insurance policies. As a fiduciary, fee-only advisor, we believe that our advice is our product and our primary focus is seeking strategies which are in the best interest of the client. When you file your tax return every spring, you are looking into the past. Planning is formulating a strategy to meet future goals. The Tax Supersheet®, a proprietary tool developed and used exclusively by FFP Wealth Management, allows us to project your tax liability for the current year based on what is happening right now. The strategies developed at FFP Wealth Management utilize the Tax Supersheet® to consider how our recommendations will impact your taxes, allowing you to make an informed decision about your finances.