Providing affordable interest rates and utilizing VA mortgage financing enables the VHPB to provide affordable homeownership opportunities and improve the quality of life for many Mississippi veterans. With our advantageous interest rates, the VHPB is able to assist many veterans who would not normally qualify for another mortgage loan, with no fees or down payment. Mississippi is at the forefront of this veteran benefit. The VHPB is a VA Only 'Lender' and choices typically range for the loan term and amount. An Equal Opportunity Lender.