Epona Financial Solutions is a fee-only investment advisory firm providing financial planning, investment management and divorce financial analysis services. As a fee-only advisor, I must act as a fiduciary for the clients I work with, putting their best interests first and using unbiased and objective recommendations. Mission Statement Epona Financial Solutions is dedicated to helping our clients reach their financial goals by designing customized strategies using objective and unbiased recommendations. Investment Philosophy I believe in the use of modern portfolio theory principals to construct portfolios that will help clients achieve their long-term goals. Whether it is saving for retirement and college or investing excess cash from investments and IRA withdrawals, well-diversified portfolios of low-cost index funds and ETFs can help achieve those goals effectively and efficiently