YOU ARE WHAT MAKES CREDIT UNIONS better than banks. You’re more than a customer with us, you’re a member. You’re the one we answer to, not a bunch of stockholders. So while you’ll find all the banking services and conveniences of a bank here, you’ll also find consistently lower rates on loans and higher yields on savings than banks offer. Fewer fees too. Ready for better banking? Then come to the place that’s ALL ABOUT YOU. USA One Credit Union is a financial cooperative. Established in April 1986, our member owned, not-for-profit institution has grown to service 300 Select Employer Groups with more than 9,000 members and assets in excess of 39 million dollars.Membership is also open to anyone that lives, works or worships within the City of Chicago, and or selected communities located within the Northwest and Southern Suburbs. Visit our website for a complete community listing. Our Mission Statement is: "To provide competitive financial services for the economic benefit of our members while conducting business in an ethical, responsive and long term financially stable manner."