Biweekly Mortgage Association (BWMA) is an independent organization of loan reduction consultants who manage individual payment plan services to lenders for borrowers of almost any type of loan - from home mortgages to student loans, auto, boat loans, and more. As the pioneer in principal loan reduction for over 30 years, BWMA has helped thousands of homeowners and borrowers across the nation to increase their equity savings while reducing their loan term by years. As a collective body of professional consultants, BWMA pools industry resource information, training, and tools with our strictly guarded and securely-automated payment programs for the benefit of borrowers - without requiring lender's permission, or need to refinance or re-qualify.