Align Pensions is an independent company created by Sam Ashraf, Darren Howarth and Bhavna Kumar. We act as either professional independent trustees or qualified actuaries for our clients. As a result, we are able to bring the ‘best of breed’ ideas to you. We are also experienced in providing investment consulting and administration services to trustees. Align Pensions focuses on providing trustee or advisory services to small and medium sized pension schemes, whether that be for the trustee board or the sponsoring employer. In particular, we are an experienced group of pension professionals providing pragmatic and proportionate approaches for schemes. We take pride in planning and implementing successful outcomes, using the experience we have gained from a combined 60 years’ experience in the pensions industry. Sponsors have found that we have a proven track record of taking schemes successfully through the full journey to wind up and reducing advisory fees to levels which often more than offsets our charges. We have set up Align Pensions to provide high quality and truly independent services and advice as a wholly director owned business, with no outside shareholders, bank loans or other financial commitments. We will always be very clear with what we believe you should do to provide positive outcomes as well as recommending what should not be done. Align Pensions are true to our common values of: ● Fairness and transparency on fees ● Professionalism ● Focused on positive scheme outcomes We are confident that we have many ideas that can improve the current outcomes for the stakeholders of pension schemes and we are always delighted to work with new clients.