For more than 60 years, our members have been reaching their financial goals using the resources they gain through their membership with Michigan Schools and Government Credit Union (MSGCU). As a not-for-profit financial institution, we return revenue to members by providing lower loan rates and higher savings rates. Our field of membership is broad and includes educational and government employees; students and alumni; retirees; and residents in the lower peninsula of Michigan. A small group of school teachers in Macomb County founded MSGCU in 1954, then known as Macomb Schools and Government Credit Union. Over the years, offices have opened, branches have moved, and our membership has grown to more than 130,000. However, through it all, our focus has remained on providing the best financial services possible. Because of our financial stability, MSGCU continues to thrive in an economic environment where other financial institutions are failing. We have consistently achieved Bauer Financial's (www.bauerfinancial.com) highest rating, five stars, and boast a member satisfaction rate of 96%. We are growing; we currently have more than $2 billion dollars in assets and have 17 branches. All of this success means that your funds are safe, secure, and conveniently accessible. Federally insured by NCUA. Equal Housing Lender.