Chetana Financial Services Limited is a part of Navachetana group of institutions. The vision of all Navachetana institutions is a society in which all people have the skills and resources necessary to be financially independent and secure. To cater financial need in individual segment and to strengthen Small-medium enterprises, Chetana Financial Services Limited came into existence. Chetana Financial Services Limited (CFSL) extends loans in rural/semi-urban/urban areas of Karnataka. It extend loans for Business segment- business expansion, new business start-up, working capital requirement, personal loans-consumption purpose, Marriage, education etc , mortgage loans-House extension, repair and vehicle loans-Two Wheeler, Four Wheeler.