Established in 1977, Margins are a specialist personal lines and commercial insurance broker based in the heart of Lancashire. Our No. 1 focus is service for all our new and existing clients. With extremely competitive premiums and wide policy wording, all our staff have the knowledge and expertise to provide the right level of advice and insurance cover when it comes to protecting your assets. Our specialist insurance products include; Personal: Household, Motor, Yacht, Travel Commercial: Commercial Combined, Manufacturing, Engineering, Wholesale, Retail. Property Owners, Landlords insurance. Constructions, Civil Engineering, Tradespeople, Professionals. Liability, Professional Indemnity, Contract Works, Business Interruption, Marine, Directors & Officers, Cyber. Shops, Offices, working from home. Motor Fleets We have local presence, also with clients large and small across the UK. We deal with claims ourselves in house, no outsourcing.