PFS is an independent informational intermediary between medical practices and their lenders. PFS' proprietary methodologies assist lenders in establishing and supporting substantially higher and dependable levels of medical A/R than they are capable of determining independently. PFS continually monitors ongoing medical practice billing and receipt information in a manner that enables lenders to provide practices with predictable and consistent levels of operating cash-on-hand. This process eliminates the revenue cycle fluctuations that negatively impact the business operations of virtually all medical specialties in today’s medical economy.