The Registered Deposit Brokers Association (RDBA) is Canada’s professional standards association for the client name deposit industry. Its members are deposit issuers, typically banks, trusts and credit unions, and the deposit brokers who solicit money on their behalf. Deposit Brokers work closely with clients to ensure that their investments are fully guaranteed. Banks and trust deposits are insured, subject to limits, by the Canada Deposit Insurance Corporation (CDIC). Credit Union deposits are insured by a provincial deposit insurer such as the Financial Services Regulatory Authority of Ontario (FSRA). The RDBA advocates for its members by helping to shape regulatory initiatives and raising awareness of the industry. It provides its members with industry updates and forums in which to exchange ideas. It creates and maintains regulatory-compliant forms that facilitate client identification and deposit applications. RDBA deposit brokers are vetted with criminal background checks and must successfully complete annual training and testing for anti money-laundering (AML) and the Code of Conduct for the Delivery of Banking Services to Seniors. The RDBA provides training through its Canadian Deposits Course. Candidates who have successfully completed the online, self-study course are granted the designation of Registered Deposit Broker, Registered Deposit Agent or Certified Deposit Specialist and are eligible for up to 30 Continuing Education credits.