Kuunda builds dynamic, embedded financing solutions that create sustainable economic productivity by providing agent networks, small businesses, and consumers with access to liquidity products and services. Leveraging proprietary credit scoring algorithms, our dynamic borrower profiles are built off real-time behavioural data connected via our channel partners’ existing infrastructure and networks to provide insights into the transactional patterns of agents, small businesses, and consumers. Using the insights generated from these profiles, we enable our partner networks to distribute liquidity to their networks. To date, Kuunda’s algorithms have been utilised in the creation of both short-term, and medium-term lending solutions, spanning use cases from e-float financing and airtime advances, to working capital facilities and stock financing loans to enable small business growth.