PBS are Independent Financial Advisers authorised and regulated by the Financial Conduct Authority and can be found on the FCA register, number 624550. We have accumulated over 50 years of collective experience and take pride in the expertise of our highly qualified staff. From our personal service and strong reputation for quality advice we have been able to build a financially secure business that has grown through recommendations and referrals from both highly satisfied clients and professional connections. The majority of our clients are from Lancaster, Morecambe and surrounding areas however we have a large number based in London and across the UK from word of mouth. Our approach is clear, ensures open communication and disclosure, enabling us to provide the very best financial advice. From the complexity of financial planning we create simplicity.