At Bandboo, members form communities and insure one another against any pre-defined risks. Unlike traditional insurance, insurance on our platform is based on peer-to-peer networks whereby people can get themselves insured without going to an insurance company. We are the only place where members can enjoy a 100%, unconditional rebate if claim amounts are lesser than what members have topped up into their accounts over their membership term. We are also one of the first insurance-enabling platforms in the world that run on blockchain, which enhances the integrity of our system.