We’re an independent team of insurance experts dedicated to providing our clients with smarter alternatives to conventional insurance and reinsurance. We pride ourselves on our fresh approach to risk management, creating structures and strategies designed to ensure the best possible outcomes for our clients. We don’t believe in prescriptive solutions, we provide modern, forward thinking platforms – building and managing Discretionary Mutual Funds (DMF), Captive Insurance and Self Insurance Vehicles. We’re leaders in our field and ready to provide you with expert advice and to help guide you through more contemporary ways to achieve your risk management goals.