76 Wealth Advisory was founded with two core principles: 1) Independence is the only way to truly serve clients in their best interest, and 2) Communication, transparency and education are crucial to maintaining lifelong client relationships. 76 Wealth Advisory is not affiliated with American Portfolios Financial Services, Inc.(APFS) and American Portfolios Advisors, Inc. (APA). 76 Wealth Advisory only offers insurance products and services and does not offer any securities or advisory services. Securities are offered through American Portfolios Financial Services, Inc.(APFS) Member FINRA /SIPC. Investment Advisory Services offered through American Portfolios Advisors, Inc. (APA)an SEC Registered Investment Advisor. Any opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) or American Portfolios Advisors, Inc.(APA) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors.