Exodus Lending is a first-of-its-kind nonprofit organization dedicated solely to helping Minnesotans get out of predatory debt. We refinance payday, auto title, and online installment loans at 0% interest, with no added fees. We envision a world where all people are free from the bondage of debt caused by predatory lenders and seek to accompany people as they move from shame, isolation, and fear, and toward connectedness, courage and justice! Exodus Lending would also like to see an interest rate cap of payday lending in Minnesota of 36%.