Komus is a Brazilian insurance startup with a peer to peer business model. We want to change the way people deal with smartphone insurance, believing that it is possible to create a fairer model by reducing fraud and rewarding users who don't claim. On the app, users can connect with friends and receive the value of up to 6 monthly fees in case they do not need to use the insurance. 100% digital, monthly subscription, no deductibles, and no bureaucracy. Our insurance is guaranteed and issued by Essor Seguros S.A., part of the SCOR Group, the 4th largest reinsurer in the world. If you are in Brazil, ask for an invite! www.komus.io