As a cooperative, New Horizons Credit Union strives to provide lower costs and most value possible. NHCU’s success depends on the commitment of our members. NHCU Members who use their unique membership – benefit the most! The more members actively using their credit union the stronger our cooperative becomes and allows us to return more value such as better rates and fewer or lower fees. To enjoy your membership with little to no fees, consider using the many free services we offer; Direct Deposit, ATM & Debit Cards, It’s Me 24/7 Online Banking, It’s Me 24/7 Mobile Banking, and CUTalk Telephone Teller to monitor your accounts. Why not share the privilege of credit union ownership with your family and friends? Simply refer them to NHCU where they begin making the most of their money! Membership is open to the communities of Warren County, Downtown Cincinnati, Perry Township, Washington Township, employees of Macys or any Select Employee Group (SEG), and their families. Membership requirements are simple you must live, work, worship, go to school, or volunteer in an area where we are chartered to do business or have a family member who does. The application process is simple but the rewards of membership are great!