Many clients list their three biggest concerns as: saving for retirement, protecting their family's future, and out-living their assets. We work with our clients to analyze, design and implement programs that help address their concerns. Strategies for Capital Accumulation, Asset Management, Retirement Planning, and Wealth Transfer are customized to meet individual needs. John Stephens is a Registered Representative and Investment Adviser Representative of Equity Services, Inc. Securities and investment advisory services are offered solely by Equity Services, Inc., Member FINRA (www.FINRA.org) and SIPC (www.SIPC.org), 1 National Life Drive, Montpelier, VT 05604 1-800-344-7437. Stephens Financial Group is independent of Equity Services, Inc. TC81300(0814)p