Merchant Insurance Solutions, is an independent insurance agency founded in Florida by mother/daughter team Patty Wedge Ludwig and Staci Merchant. We focus on insurance for many types of businesses. We offer insurance products for many industries: construction projects, including large general contractors, local artisan contractors, builders risk, individual buildings, schedules of property, home owners associations, manufacturing, importing, wholesale, retail, and restaurants, and office professionals. We offer many lines of insurance coverage: Workers Compensation (pay as you go options), General Liability, Auto, Property, Excess Liability (Umbrella), Professional Liability, and others to meet the needs of our clients.