Altus financial services is a wholly Zambian owned financial service provider regulated by the Bank of Zambia. providing short to medium term financing to Individuals, Small and Medium Enterprises in Zambia. The Altus team is young vibrant and innovative and have significant experience in the financial services industry. The Altus team believes that accessing short term financing should be made easy for both individuals and SME’s. Our team is continuously looking for innovative and efficient means of clients accessing short term financing with a short turnaround time, minimal documentation, precise credit appraisal and efficient service delivery. OUR MISSION Our vision is to be the preferred short term financial solutions provider for Personal credit, Small and Medium Enterprises SME’s in Zambia. OUR VISION • Preferred financial Institution by Personal and SME customers in our chosen markets; through offering innovative products and services; • Preferred employer; by attracting, developing and retaining good quality employees; • Increase value in our society; by lending responsibly and supporting the society in which we operate in; • Grow value for our shareholders. PRODUCTS AND SERVICES The Company provides the following products and services; PERSONAL CREDIT Altus Financial Services provides short term credit facilities to employees of Companies that enter into a Memorandum of Understanding (MOU) for payroll deduct loans. SME PRODUCTS • Order Financing SME's who have orders with established Corporates are able to obtain short term credit of 30 to 60 days to enable them fulfill their Supply contractual obligations. • Working capital solutions We support SME’s by helping bridge their short term financing needs by providing short term working capital loans • Invoice discounting SME's may obtain advance payments on their Supply/Service Invoices that they have already delivered on/fulfilled, invoiced and are pending payment