Facilitating a mutually beneficial financial experience for both the Patient and Provider through technology and regulatory expertise. HFA created an all-digital healthcare loan platform to simplify financing through a transparent and patient friendly process. All patients are eligible for loans and approved in real time with no cherry picking. The process takes less than 2 minutes for the patient. The Provider receives funds within 24 hours after patient has made their first payment, accelerating a Provider’s A/R. HFA's fin-tech platform allows Providers to: 1. Enhance and streamline patient experience 2. Non restrictive model for patients; 100% patient approval 3. Increase revenue month over month 4. Reduce internal cost to collect 5. Allow Providers to remove themselves from patient receivables and patient follow up to focus on revenue generating activities 6. Real time provider portal allowing for 100% transparency and visibility into patient accounts and their statuses creating an overall better customer experience. 7. Increase patient pay revenue 8. Partner in Compliance in an ever changing environment when Payers question pursuit of deductibles or audit collection activities HFA is a leading provider of 0% interest healthcare related loans. The company was founded to address a rapidly growing need for patient financing and digital engagement platforms, creating more affordable out-of-pocket expenses so patients no longer have to delay care.