FRS Partners is a turnkey retirement planning agency providing sound investment advice and expertise on the Florida Retirement System, D.R.O.P. Exit Process, Social Security, Retirement Forms, Sick Leave, Health Insurance Subsidy and 457 Plans. With FRS Partners, planning is not just setting up an account for your retirement dollars, and it is not just a 1-800 number either. It is a face-to-face process that requires thoughtful consideration of your current circumstances and long-term goals to create a personalized retirement plan. This takes time and is not accomplished overnight. You will meet with your FRS Partners retirement consultant multiple times before major investment decisions are made. Our main focus is RISK MANAGEMENT. Determining your risk tolerance, but more importantly your NEED for risk is your retirement consultant's number 1 goal. We will strive to create a retirement plan with a foundation based on guarantees, again providing peace of mind, just as your FRS Pension and Social Security plans have provided. When you can have a successful retirement based on return OF your money as opposed to return ON your money, why put that opportunity at risk? We believe that taking an appropriate portion of your retirement nest egg and safe guarding it with guarantees should be, without a doubt, your number 1 objective.