We're creating products that change the way we think about protection. As we protect ourselves, what if we could protect each other? What happens to a family in the face of unemployment, an unforeseen health condition or a natural disaster? Given limited means, low-income communities are the least able to cope with a crisis when it does occur.  Without insurance, in the face of crisis, families turn to selling assets, risking their livelihood, keeping their kids out of school or losing property. These actions can have a lasting impact on a family and push them into poverty.  A safety net has never been more important.  With each purchase, Umby provides one year of health, life, agriculture or disaster insurance for families in need.  Umby is leading the movement to bring awareness and action to the cause of protection. Together we are building resilient communities - one yellow umbrella at at time. #BeSunshine