Balcombe Financial is a family-owned finance broking business based in Black Rock, Melbourne. We specialise in residential and commercial property finance. Balcombe is led and managed by Michael Flinos, an ex-banker who has over 18 years' experience in credit risk management, loan origination, relationship management and property finance. Our core focus is set on delivering considered, value-adding solutions, tailored to our clients' individual needs. Welcome to Balcombe. We work for you. Michael Flinos is a credit representative (509826) of BLSSA Pty Ltd A.C.N. 117 651 760 (Australian Credit Licence 391237)