Sawgrass Mutual Insurance Company is a mutual property and casualty insurance company headquartered in Sunrise, Florida. As a “mutual” insurer, we are owned and governed by our policyholders. Also unique to a “mutual” insurer, all profits earned by the company, and the growth of its financial resources, remain in the “company” for the benefit of our policyholders (owners). Sawgrass Mutual specializes in writing voluntary homeowner’s policies through a select network of professional independent agent partners located throughout Florida. As “partners”, Sawgrass Mutual and our selected agents are focused on the wellbeing of our policyholders and the communities in which they reside.