In Switzerland, over 260 financial institutions hold a banking licence, ranging from small banks to large international banks. Up to now, many banks have tried to innovate themselves, so that a multiple of energy, time and money is invested in the same topics and research is carried out in parallel. Innofactory AG shows how synergies and similarities can be used, how different premises of the financial institutions can be addressed, how successfully topics for the innovation of new and modern business models can be designed and developed down to the minimum viable product.