Welcome To Excess Risk There's a bright star on the horizon. A new leader in insurance portfolio management. With the only infrastructure of its kind in the industry, Excess Risk Underwriters specializes in administration of Group Life and Disability including Voluntary Supplemental Group Term Life and Disability Insurance. Excess Risk Underwriters provides turnkey administration and offers a full range of insurance consulting services. Company Profile At Excess Risk Underwriters, we know that everybody benefits from good policy administration. With an average of 12 years of industry experience, our professionals help our customers to understand their insurance coverages and show them how to maximize their benefits. We work with our customers to develop comprehensive record-keeping systems and expedite the payment of claims.