BGS Smartcard Systems was established in 1993 in Vienna, Austria with the vision of developing and integrating secure financial transaction systems for local and domestic markets. We have been implementing state-of-the-art payment solutions in cooperation with banks, enterprises and government authorities worldwide. The recent years have brought a considerable move from card-based to remote, card-not-present (CNP) transactions, many of them done via mobile applications. Knowing that the security of mobile payments relies heavily on the robustness of customer authentication and device identification, BGS’ solutions for mobile payments and mobile wallets in general put a strong focus on these security elements. Strong customer authentication has become mandatory through regulatory orders and BGS is among the first to having implemented solutions based on new SCA rules. http://bgssmartcard.com/bgs-products/authentication-solutions