By providing comprehensive financial counseling and education, we will help consumers achieve financial independence through debt reduction, homeownership, and improved money management skills. Whether you need immediate help to pay off debt or you just need guidance in designing a budget or buying a home, we offer a variety of programs and services that put you in control of your financial future. Consumer Credit Counseling Service of San Francisco (CCCSSF) was founded in 1969 to help consumers acheive financial success. What started out as a small operation in the basement of a bank has grown into 250-person agency that offers a wide variety of counseling and educational services. (And yes, our office has windows now.) We are a member of the National Foundation for Credit Counseling and are certified by the Department of Housing and Urban Development to provide comprehensive housing counseling. Office Hours: Monday-Friday, 8 am-5 pm PST