Secured business loans to assist with property/plot purchases, refurbishments, business capital raises and refinancing of existing facilities (including refinancing development finance). We specialise in being fast and flexible with a friendly approach. Where possible, we try to be as fair as we can, with competitive rates and most importantly, we actively encourage repayment of our facilities. Key features of our loans: • Flexible, fast and friendly approach – each loan considered on its own merits • Loan sizes from £100k upwards • Duration of 24 months maximum with no minimum period • Competitive interest rates of 9-14%pa which can be serviced monthly or retained • Areas covered are England, Scotland and Wales (mainland UK) • Arrangement fee typically 2% • Introducer/Broker fees paid within 24 hours of loan completion • No early redemption fees. Repayment of the loan is encouraged • Lend to UK limited companies, non-UK limited companies with/without domicile directors/shareholders • Automated valuations (AVM) on <£500K residential properties, saving time and cost for our clients • Cases underwritten with an entrepreneurial view Our product offers: Residential purchase bridge (houses and flats): • 1st charge = ≤75% against market value ('MV') or purchase price ('PP') (the lower of the two values) • 2nd charge = ≤70% against MV or PP (the lower of the two values) Residential refinance bridge: • 1st charge = ≤75% against MV or purchase price (the lesser of the two values) • 2nd charge = ≤70% against MV or purchase price (the lower of the two values) Semi-commercial and commercial bridge: • 1st charge = ≤70% against '180 day' valuation or PP (lower of the two values) • 2nd charge = ≤65% against 180 day or PP (lower of the two values) Land acquisition bridge: • 1st charge = ≤50% land only (up to 65% with a property / planning permission) against 180 day or PP (lower of the two values)