Welcome to Fox Valley Mutual! Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor. We increase your comfort with the complexity of the mortgage industry by educating you, constantly updating you on the progress of your loan, and delivering the lowest rate with the lowest fees. We are 100% commission based; we are not compensated for ANY of the services we provide to you unless your loan closes and funds. We NEVER take money or consideration from the client for our services; we truly work for no consideration until the lender closes the loan and the lender compensates us. Therefore, at Fox Valley Mutual, we strive to make the mortgage process transparent and clear. We have an equally vested interest in seeing your loan to the final step- your closing!