Kibo Capital Group Limited is a Finance & Technology Company committed to Supporting Creation of Capital, Financing and Creation of real time solutions to everyday problems facing the African entrepreneur around Payments, Transfer, records preservation and retrieval. Kibo Capital Group (The Group) was founded out of extensive search for a solution to a problem that seemed to cut across a number of finance and capital questions that no one seemed to conclusively address. We work with partners across the region with a 360° approach to fundamentals in society that revolve around sustainable capital creation. Within Kibo Capital Group (The Group), we have a number of Companies focused on each area of focus They include; 1. Chapeo Capital– Focus on provision of instant Micro lending on mobile phones and Bill Payments Solutions 2. Payment Gate – Payment and records solutions provision 3. Kibo Payment Aggregators – Provides key Solutions towards scaled up P2G and B2G clients especially large Government billers. Difference between the aggregator business and the second Business is in the size of Business.