Enova Decisions is an analytics and decision management technology company that was formed in 2016 to enable businesses to automate and optimize operational decisions, in real-time and at scale, through data, machine learning, and the cloud. Enova Decisions is part of Enova International, Inc. (NYSE: ENVA), a Chicago-based multinational financial services and technology company that has profitably applied predictive and prescriptive analytics to multiple areas including fraud detection, credit risk management, and customer retention — extending over $20 billion in credit online to over 5 million customers worldwide during the past 15 years. Enova Decisions leverages the same analytics expertise and decisioning technology that has made Enova International successful to help businesses in multiple industries, including financial services, healthcare, and telecommunications achieve similar outcomes.