We consult with businesses and insurance producers regarding proper Workers Compensation insurance premiums, audits, classification codes, experience modification factors, and related technical issues. We do not sell insurance. We help employers find and recover premium overcharges in current and past Workers Compensation insurance policies and audits. We review experience modification factor calculations and help employers reduce their experience mods. We assist employers who have disputes with their insurance companies over Workers Compensation insurance audits, classifications, experience modifiers, Retrospective Rating or Large Deductible policy premium computations. We also serve as expert witnesses in litigation and arbitration over Workers Compensation insurance premiums, audits, classifications, experience modifiers, NCCI rules and regulations, Retrospective Rating, Large Deductible policy premiums and related technical issues.