As with any financial services cooperative, we put people before profits. But we’re more than a beacon in a sea of banks. And while our origins remain firmly anchored in Silver Bay, Minnesota, our values can be seen and felt in communities as far up as Grand Portage down to Duluth. Our resources are deeper, smarter and more readily accessible than ever. And when you explore our 12,000-plus membership (and growing) you’ll discover people from all walks of life. Which is exactly the way we like it. Because as a credit union cut from a different rock, we have our own ideas of where all this is going. And we couldn’t be more excited about what we see.