As contactless payments have become the preferred method for both consumers and businesses alike, the questions of efficiency, cost and trust have come to the forefront. Enter the world of stablecoins. BVCI, a Canadian Institution registered in the Province of Ontario, issues CADT, a stablecoin which is the world’s first third generation blockchain stablecoin solution. Unlike other digital currencies, BVCI is able to process thousands of transactions per second using a propriety private blockchain, compared to others which can process a mere 5 per second. This speed is needed for a viable commercial application. The blockchain provides an infallible decentralized ledger to back up all transactions. Users can purchase CADT using Canadian dollars, with the funds being held in escrow with a Schedule 1 Canadian Bank. No other stablecoin issuer in Canada has such a relationship with a bank or trust company. Using CADT, users and merchants bypass the many third-party checks that take place when using traditional currency, and the costs associated with them. Cross-Border transitions become seamless and cost effective. BVCI is committed to building a financial world where consumers and merchants take back control of their funds.