GOCAP uses its proprietary machine learning models to provide consumers with fair loans. We believe that credit scores should not be the sole determining factor for making loan decisions. Our novel approach reduces default rates and prices for our customers. GOCAP is committed to responsible lending and is authorised and regulated by the Financial Conduct Authority (FCA) with reference 958804. Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA874067.