Unifi (previously known as Unity Finance) has been making life easy with fast, simple loans since 2006. To apply for a loan, visit one of our 25 branches or Pep stores across the country, or dial *414# anytime, anywhere. Formally employed persons in the government and private sectors can apply for our loans. We believe credit should help people move forward and be there for them when they need it most. That’s why our loans are quick and simple to apply for, pay out fast and offer flexible repayment terms. These are some of the ways we're redefining credit and making life easy!