Cove Programs is a combined UK / US based MGA and approved Lloyd’s coverholder providing a high quality, flexible and stable approach to insuring property and casualty risks with a primary focus towards Specialty US excess and surplus lines business. Cove has brought together a leading team of insurance practitioners with highly regarded expertise in a variety of classes, enabling us to provide our clients with the specialty insurance products, solutions and service levels they need. Cove Programs Insurance Services LLC operates under CA License Number 0H52361