HOME inc is a Southern California based real estate mortgage and finance company. We specialize in Real Estate purchase transactions as well as refinance. We offer conforming mortgage loans under $417,000, agency loans to $729,000 and jumbo loans to $2,000,000. We offer FHA loans with only 3.5% down and FHA streamline refinance loans with no loan to value requirement and no appraisal. VA loans with 0% down payment. Home Affordable Refinance Program (HARP) to 200% LTV for both fannie mae and freddie mac owned loans. Reverse Mortgage purchase and refinance loans.